Research on the Application Path and Supervision Mechanism Optimization of Blockchain Technology Embedded in Elderly Care Finance

Abstract

Against the backdrop of accelerating population aging and issues concerning the security of elderly care finance, the innovation of elderly care finance is urgently needed. This study takes Chongqing, a typical region in China, as an example, adopting literature research and case analysis methods to explore the specific application paths of blockchain technology and the optimization of supervision mechanisms. The research results show that blockchain technology has significant advantages in pension management, service collaboration, and financial supervision, but there are still problems at the technical, application, and supervision levels. Therefore, based on the practice in Chongqing, this study innovatively constructs a "technology + application + supervision" trinity systematic optimization framework(including regulatory sandbox and tech tools), aiming to improve the quality and efficiency of elderly care financial services, ensure the foundation for the healthy development of the industry, and provide a reference for the innovation of elderly care financial models and the upgrading of efficiency.